STUG Cooperative

Bigger Cash Access: Fuel for Your Business Engine

At PC Mart, we know that the biggest hurdle for most entrepreneurs is capital. The STUG Cash Access program is designed to reward your growth. By joining our Cooperative, you aren’t just saving money; you are building a “trust score” that allows you to access up to 4x your savings in business capital.

Our Membership Tiers:

1. Silver Member (2x Multiplier)

The perfect entry point for building your credit history.

• Leverage: For every ₦1 saved, you are eligible to access ₦2 in cash.

• Benefits: Access to our basic entrepreneurship workshops and savings tracking tools.

• Goal: Ideal for small restocks and minor equipment upgrades.

2. Gold Member (3x Multiplier)

For established vendors ready to broaden their product range.

• Leverage: Triple your financial power. For every ₦1 saved, you are eligible to access ₦3 in cash.

• Benefits: Priority access to business advisory services and bulk-purchase discounts.

• Goal: Perfect for seasonal expansion and warehouse scaling.

3. Platinum Member (4x Multiplier)

The ultimate “Wealth Circle” for serious business empires.

• Leverage: Our highest tier of financial leverage. Access ₦4 for every ₦1 you save.

• Benefits: Premium business mentorship, dedicated account management, and “Elite” recognition in the community.

• Goal: Designed for massive expansion, franchising, and market dominance.

Why Choose the PC Mart Cooperative?

• Data-Driven Funding: Because you use our Accounting & POS, your business data proves your success, making your cash access faster and smoother.

• No Hidden Fees: We believe in transparency. What you see is what you get.

• Community Strength: You are growing alongside thousands of other vendors, creating a shared ecosystem of wealth.

The STUG Advantage: How it Works

1. Join: Select your Silver, Gold, or Platinum tier.

2. Save: Begin your regular savings plan through your dashboard.

3. Cash Out: Once you meet the minimum saving period, apply for your multiplier (2x, 3x, or 4x) and watch your business soar.